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· 1,692 ratings · 166 reviews

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Be very selective of where you get your financial advice and never get advice from a quitter or a pretender (p.11)

"Anyone who tells you that money won't make you happy never had enough money to know whether it would or wouldn't. This idea is born from those who try to make sense of why they don't have money. People justify it and try to make sense of their condition in life." (p.13-14)

"I can assure you money will not make you happy, nor will it make you unhappy. They have nothing to do with one

Be very selective of where you get your financial advice and never get advice from a quitter or a pretender (p.11)

"I can assure you money will not make you happy, nor will it make you unhappy. They have nothing to do with one another and whoever talks about them in the same conversation is someone justifying why they don't have money." (p.14)

"If you're going to be unhappy, be as rich as possible"(p.14)

In 2015, 500,000 households in America became millionaires (p.15)

Getting rich is mostly a game of offense, not defense (p.16)

Step 1: Make the Millionaire Decision
-More than 80% of all millionaires today are self-made, first generational . (p.17)
-Middle class=settling for basic necessities like clothes, a house, transportation, time off, and some money in the bank
-The middle class is for those who settle for just enough rather than striving for prosperity. The middle class is a compromise and it's selfish. When yo compromise your finances, you become unable to help others because you are struggling to simply take care of yourself. (p.18)
-"I believe millionaire is today's new middle class" (p.19)

Step 2: Millionaire Math
Do the math to create possibility, then create strategy (p.20)
"The best ideas are always simple" (p.20)

Step 3: Increase Income
*No one ever gets rich without increasing their income first. The creation of wealth, especially early on, is not about saving or investing--it's about increase your income flows. (p.25)
3/4 millionaires work for someone else. (p.25)
Incremental income growth is vital to get your surges

Step 4: Who's Got my Money?
-Make a list of who has your money, the money you want, and figure out what you can exchange with them. Whether you have a service, a product, or an idea, the question to ask yourself is always: Who's got my money?" (p.26)
-If you spend all your time with people who can't pay you will end being someone who can't pay
-The more people you help, the more money you will have. (p.27)

"The most important thing you must learn about any business is sales"- Mark Cuban (p.28)

Make yourself known to the people who have your money (p.28)

Step 5: Stay Broke
When you start increasing your income, stay broke. "I have a policy to never, ever have money sitting around. Once I start increasing income, I immediately moved the surpluses to sacred accounts that were out of my reach and marked for future investments (p.30)

"I watch the pretenders sleep like they are rich while I am up like I am broke. We both deceive ourselves but with very different outcomes." (p.31)
An idea plus hard work multiplied over long periods of time plus discipline will always equal success. Ideas are great but they mean nothing without hard work over time plus discipline.
Idea+Hard Work x time+ Discipline=Success (p.32)

Stay broke, not poor.
"From 25 to the age of 51, there was no alcohol, parties, showing off, exotic cars, only one watch, and almost not vacations." (p.32)
"Pay the price today so you can pay any price tomorrow"

Step 6: Save to Invest, Don't Save to Save
Investing money is how you will get super rich (p.33)
Most people aren't equipped to take advantage of moments because they don't have the money, they don't have the knowledge or the courage (p.34)
People don't create wealth because they never invest enough in a deal to get a big payoff. Significant wealth creators make big plays, not little ones. To do this, you must have surpluses of cash and confidence.

Step 7: Multiple Flows of Income

You should think long and hard before walking away from any income flow (p.37)
First, increase your income, then add to your income by starting a second symbiotic flow, expanding the on the thing you are already doing. Bank all additional money so that one day you can make investments (p.38)

Chapter 8: Repeat, Reinforce, Hyper-focus

The first sign that you are on your way is when the people close to you start to question why you are working so hard. (p.39)
When you change you may become a threat to all those who don't. If you are truly committed to becoming a millionaire, you will at some point need to change your environment. (p.40) One way to find the right people is to continue investing in yourself. Don't spend time and money on things, toys, holidays, or moments, invest in the surest investment of your life--YOU! (P.41)

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Dec 15, 2018 James rated it did not like it

"This book was written in two hours."

Off you fuck.

First audiobook that I read(or heard lol). Not bad, it's the usual stuff that's been repeated over and over if you're into these kinds of books and subjects. Still, I picked up an idea or two. I speacially liked one sentence: "Millionaire is the new middle class". First audiobook that I read(or heard lol). Not bad, it's the usual stuff that's been repeated over and over if you're into these kinds of books and subjects. Still, I picked up an idea or two. I speacially liked one sentence: "Millionaire is the new middle class". ...more

Aug 11, 2016 Brian Tucker rated it really liked it

I love Grant. He's crazy as fuck, but he knows about money and business. I read all his stuff and follow his YouTube channel. Great resource if you'd like to expand your knowledge in the areas of sales, business, money, and life management/motivation. I love Grant. He's crazy as fuck, but he knows about money and business. I read all his stuff and follow his YouTube channel. Great resource if you'd like to expand your knowledge in the areas of sales, business, money, and life management/motivation. ...more

For what it is, basically an 80 minute lecture it was very good. He has a leisurely pace so I listened to it at 2x.

Main points are:

For what it is, basically an 80 minute lecture it was very good. He has a leisurely pace so I listened to it at 2x.

Main points are:

* "lose your middle class mind" be okay with becoming a millionaire
* "do the math" for how many payment installments would add up to a million dollars, figure out strategy later.
* "who has my money" only talking to people who have the money to buy your products.,
* "multiple streams of income",
* "maintain primary income flow",
* "live like you're broke" (putting all surplus into savings, out of state of lack there is more motivation),
* "invest in yourself" (self-improvement)
* let go of the haters and others that would drag you down.
* surround yourself with successful people and those that like self-improvement.

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May 04, 2018 Soheil rated it really liked it

A short read on the millionaire mindset and strategies. If you have read anything from Grant Cardone, 80% of the material may be recycled (even personal anecdotes!). Mainly, the book offers you 8 strategic steps in which you can reach your first million dollars.

Yet, on the merit of its short length and the power of repetition over reinforcing new mindsets, I still recommend reading this book.

Decent advice from what I gather is a decent guy doing his thang and makin' mad green.

I do agree that it's easier than ever to make money. Cardone lays done 12 'rules' which may or may not lead you on the path to millionairedom.

Hyperbole, maybe - but sound advice nonetheless.

Decent advice from what I gather is a decent guy doing his thang and makin' mad green.

I do agree that it's easier than ever to make money. Cardone lays done 12 'rules' which may or may not lead you on the path to millionairedom.

Hyperbole, maybe - but sound advice nonetheless.

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Simple and quick read. Mindset changer for those who want to do more, be more, and achieve more in how they pursue wealth and providing value for others. Good book to put into practice.

"Complaining about your money situation never seems to make you more money."

My husband wanted me to read this book and have to admit that it was an eye-opening read. I appreciate the author's simplicity in explaining and sharing how it is possible to change your financial situations (though not through some easy, happy go lucky occur of events). Left the book with a new view towards money in general and wanting to work on changing my "middle-class" mind.

"Complaining about your money situation never seems to make you more money."

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Feb 18, 2019 D Parihar rated it did not like it

It reads as if he was forced to write it to advertise his other products.

Oct 20, 2019 Ivica rated it liked it

If you have never read any book on the topic of how to make serious money then this could be of use to you.
Luckily I have listened this short audiobook at 1.3x speed and Grant is not annoying as usual.

Also, WTH is with that statement of how he wrote this book in 2 hours?!

Jul 02, 2020 Lukasz rated it it was ok

got recommendation about this one and delayed thinking it's BS. Guess what, it is ;) The only good thing about it is motivational part but it's also common sense. There is long standing tradition of people in US selling dreams to other people and this one seems to fit in. got recommendation about this one and delayed thinking it's BS. Guess what, it is ;) The only good thing about it is motivational part but it's also common sense. There is long standing tradition of people in US selling dreams to other people and this one seems to fit in. ...more

Jun 10, 2019 Maryam Ishak rated it it was amazing

This review has been hidden because it contains spoilers. To view it, click here. I didn't expect to like this book as much as I did. What I love about this book is it teaches you to set realistic goals and expectations. The key difference in this book is a concept the author refers to as "surges". Essentially you should aim to get incrementally higher salaries by focusing on your current job position and figuring out ways to make more from what you are already doing. Essentially your goal should be to use what you already know and build on it instead of taking on secondary j I didn't expect to like this book as much as I did. What I love about this book is it teaches you to set realistic goals and expectations. The key difference in this book is a concept the author refers to as "surges". Essentially you should aim to get incrementally higher salaries by focusing on your current job position and figuring out ways to make more from what you are already doing. Essentially your goal should be to use what you already know and build on it instead of taking on secondary jobs/interests/careers and abandoning the first (unless there is an exceptional reason). What I also really liked about this book is the authors examples given from his personal experience. The author talks in great depth about the importance of working hard and putting aside the majority of your salary into an account for future investments. For example he only started making big investments in real estate after he had about $300,000 saved up. He also talks about the importance of living like you're broke as you work your way up. In other words you should focus on living your life with the bare essentials as you continue to improve yourself. On the flip side, the author emphasizes that no one ever got rich by using coupons or saving alone. This touches on the essentialism school of thought, the importance of putting aside money into a "sacred account", and planning ahead. "Who's got my money" is a question the author repeatedly asks the reader to ask themselves. Plan! Plan! Plan a strategy to accumulate the money from the various people who have it. Map out how many people and how much money per person would be needed to reach your financial goals and strategize a plan. ...more

Mar 26, 2020 Omar rated it did not like it

"Whose got my money?"

This line sums up the book and Grant Cardone. Grant is a master at marketing himself and producing cash flow across his various businesses, books, programs, etc and they're all advertised here. He outright says that he will pay you if you send him a referral and that he helps others because he knows they will invest right back into him. The entire point of this book is to sell you on the idea that you can become a millionaire and the scheme is for you to purchase his other p

"Whose got my money?"

Lastly, he seems to really trash the middle class here. He writes:

"The first thing you will have to give up is your middle-class mind. The next thing you will give up is what everyone thinks is fun. For twenty-five years of my life. I paid the price. While others were travelling, taking holidays, playing golf, and going on adventures, I was either building financial success or preparing myself to do so"

...to which I say, was it worth it? All that money doesn't transfer over after you pass. Setting up your family with trust funds deprives them of survival instincts as well.

Bottom line: if you're not in a field of work that generates a lot of money OR if you don't have a product or idea to sell---these books aren't going to help you. They may motivate you for a day or two, but at the end of the day it's all deception by people who are targeting you like vultures to make them more money.

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Dec 22, 2017 Candice rated it really liked it

Great information on how to get wealthy. Teaches you little tid bits of how to get out of that middle class mind of "just getting by" and only saving for a emergency or disaster. It took Grant Cardone a long time to get where he is but not only that it took an unbelievable amount of courage and discipline. This would be a great read for my future kids when they are in their mid teens. I liked how there was a breakdown of how a lot of people make a million dollars in their lifetime but run throug Great information on how to get wealthy. Teaches you little tid bits of how to get out of that middle class mind of "just getting by" and only saving for a emergency or disaster. It took Grant Cardone a long time to get where he is but not only that it took an unbelievable amount of courage and discipline. This would be a great read for my future kids when they are in their mid teens. I liked how there was a breakdown of how a lot of people make a million dollars in their lifetime but run through it or overlook it because they are acting like they "have money" when in reality they need to save and invest. My favorite line in the book was when Grant's friend said "Aw man I don't see you at the club anymore" and Grant responds saying "Well I don't see you at the bank anymore". Just shows you where your priorities should be as a young adult. Live like you are broke not poor. Pay the price today so you can any price tomorrow. ...more

You can read this booklet in 20-30 minutes. G. Cardone of course recommends you re-read and keep it on your person until you're at least a millionaire. That's cute. But what's in this and will it teach you how to be a millionaire?

You better believe a <50 page book won't be enough. Big concepts is what is in here, which is essentially as much as anyone might expect. That might sound like a let-down, but I actually enjoyed it. I just might skim it over a few times because the steps in here are valid enough. One, for example, is to ask the question "Who has my money?" after a few other steps are taken. Sounds overly simplified but it's a fair question to ask if you're looking to expand your business or personal income.

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Jun 09, 2017 Cullen Haynes rated it it was amazing

Despite the click-bait-esque title, the content of this little book is both engaging and insightful. The author, Cardone, is a self-made entrepreneur, who with no capital, limited contacts and lack of a Uni education now operates a $100M Sales empire and over a $1B in property holdings. Although some of his steps are just common sense platitudes and others requiring only a sleight shift in mindset; Cardone's desire for everyone to self-actualize and sincerity comes through in his writing and Sou Despite the click-bait-esque title, the content of this little book is both engaging and insightful. The author, Cardone, is a self-made entrepreneur, who with no capital, limited contacts and lack of a Uni education now operates a $100M Sales empire and over a $1B in property holdings. Although some of his steps are just common sense platitudes and others requiring only a sleight shift in mindset; Cardone's desire for everyone to self-actualize and sincerity comes through in his writing and Southern style. Yippee ki yay... ...more

Aug 04, 2016 Roberto G rated it really liked it

Great little read, short sweet and to the point. Practical & straight forward, simple, no non-sense approach to gaining wealth and the lifestyle you want.

If you like this you will love The Millionaire Fastlane by MJ Demarco. Highly recommend it.
If you have any personal recommendations please let me know, thanks.

Mar 17, 2017 Marcin Jamroz rated it it was amazing

I really liked the booklet. Straightforward booklet on how to handle your fundamentals, which is your mind.
Helps you crack the right mindset and ask the appropriate questions.
And the trick with math and calculating your way to a Million definitely surprised me positively.
Loads of value for such a short book/booklet

A short and sweet 1 1/2 Hour read. Lots of passages worth highlighting and reading back through. Could have been read much quicker, but there were quite a few profound statements that were worth taking some time to reflect on. All in all, it's something that everyone that wants to be a provider should go out and read!

Oct 10, 2018 Stefan Bruun rated it did not like it

I got this author recommended by a friend, but I think I picked up the wrong book out of his authorship. It's a classic "get rich" book and didn't bring anything new to the table compared to the endless list of other similar books. The only pro of this book relative to other similar ones is that it is super short. I got this author recommended by a friend, but I think I picked up the wrong book out of his authorship. It's a classic "get rich" book and didn't bring anything new to the table compared to the endless list of other similar books. The only pro of this book relative to other similar ones is that it is super short. ...more

Nov 29, 2018 Christopher rated it it was amazing

Many nuggets of gold here. Grant's gift here is taking highly complex topics of wealth creation and personal finance, and distills them down into simplistic terms.

I've read 4 or 5 other books from Grant, and this by far is the best (and shortest). Straight to the point type of actionable information, no filler or fluff.

Many nuggets of gold here. Grant's gift here is taking highly complex topics of wealth creation and personal finance, and distills them down into simplistic terms.

I've read 4 or 5 other books from Grant, and this by far is the best (and shortest). Straight to the point type of actionable information, no filler or fluff.

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Ok book. A lot of repetition. Increase money flow. Have multi flows. Save to invest, not to save.

Not a lot of new information here. I love Grant - but this isn't going to change your life if you listen to much Grant on a regular basis.

Mar 10, 2021 Norma Jean rated it really liked it

The Millionaire Booklet, literally 42 pages of super-small type meant to be carried in your pocket for referral until you reach your million, has the key 8-step program that is the basis of millionaire real estate mogul Grant Cardone's action plan. It is a foundational booklet "written in 2 hours" that has been typo-corrected and reformatted to reflect core beliefs on our way to millionaire status, mostly by straight talk and exposing the myths we grew up with—as well as our own mindsets as bein The Millionaire Booklet, literally 42 pages of super-small type meant to be carried in your pocket for referral until you reach your million, has the key 8-step program that is the basis of millionaire real estate mogul Grant Cardone's action plan. It is a foundational booklet "written in 2 hours" that has been typo-corrected and reformatted to reflect core beliefs on our way to millionaire status, mostly by straight talk and exposing the myths we grew up with—as well as our own mindsets as being undeserving or something that is out of our reach.

Grant tells his own story (to a degree) and shares tricks and tips of how he went about achieving his first million to help others understand becoming a millionaire is available for anyone who applies his rules that helped him achieve the status. He claims that in 2015, 500,000 went from middleclass to millionaire status—not just because of him, but because with the right mindset and work ethic it is possible.

He shares that we need to seek those who are wealthier and of a higher mindset than we are in our current state to motivate and inspire us—as well as to possibly be a funding source. We are challenged to "live like you're broke—not poor." To Grant, that means you don't party and celebrate the victories (except momentarily) until you're back to the same level as before, spending the increase. For him, it is all about the next level of achievement to keep his adrenaline pumping.

His own career has had some serious setbacks, but he doesn't let that detour him as, like a Phoenix, he rises from the ruins to come back stronger than before always learning from his mistakes.

In the end, he says the purpose of his book is to help those of us desirous of a nice lifestyle to avoid some of his past pitfalls as he teaches how to do what he did to achieve his dreams and goals.

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Jan 13, 2019 Michael rated it really liked it

Read the booklet for the 2nd time today. A short and clear 50 page book, most of the book is just the author bragging about himself, how rich he is, how much of a hustler he is etc. Coming from the same middle class background I would definitely agree with some of the concepts in the book.

There are two important concepts that this book has:

1. Change your mindset about how you see money and "the world of the new rich"
2. Basic calculations about how everyone can become "rich" while increasing hi

There are two important concepts that this book has:

1. Change your mindset about how you see money and "the world of the new rich"
2. Basic calculations about how everyone can become "rich" while increasing his/hers salary and investing into assets aka "doing the math" while being persistent.

Some Important keynotes from the book:

"The first step to becoming super rich is decide and then
you must lose your middle-class mind."

You're not going to become rich from your closet,
garage or your living room. It doesn't happen. Every one
of those garage billionaires got rich when they finally
left the garage to sell their idea, invention or product.

What I like about the book is the encouragement that the author gives you while reading the book.

What I don't like about the book is that it doesn't sound like text written by an millionaire and makes an impression like the author just wants to BUY your time and attention and SELL you the book

Moral of the book: "I am a successful millionaire who made all my money from selling stories to people about how I make money, and want to sell you this 50 page book of KNAWLEDGE"

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Jan 01, 2021 Pranav Joshi rated it it was amazing

A useful summary of Uncle G's ideas in one nifty resource. A lot of exploration of his past experiences. An important takeaway is that staying poor/middle class is selfish, as you help less people this way.

Whenever you get more income from any source, move it off into separate accounts from your spending account. Be broke, not poor. When we you get a bonus or a sudden income, use this surge to stash away some more.

When you set aside money like this, it motivates you to work for more. Do this f

When you set aside money like this, it motivates you to work for more. Do this for a minimum of 10 years. By then, you should have made a large enough bulk of money, off which you can make sustainable passive income, which, you guessed it, will be put into more investment that will throw off more cash flow.

Be concentrated in your investments. Go through every possible worst case before Investing, and once you're satisfied, don't be afraid to go all in.

You don't need to replace one flow of income. Supplement that first flow with a second one which is related to the first one. Something which uses the same skills. See how you can make your employer, clients as well as yourself money.

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Being that it is so ridiculously short (44 pages) this book is definitely not an exact step-by-step guide to Everything you should do in order to become rich. It is however, an excellent motivational tool and provides a framework of steps to follow and mindsets to hold onto which will help guide you on your journey. It is well worth the short amount of time it takes to read and is a perfect one to keep around and go back to anytime you need a good kick in the pants. :D Uncle G hits it out of the Being that it is so ridiculously short (44 pages) this book is definitely not an exact step-by-step guide to Everything you should do in order to become rich. It is however, an excellent motivational tool and provides a framework of steps to follow and mindsets to hold onto which will help guide you on your journey. It is well worth the short amount of time it takes to read and is a perfect one to keep around and go back to anytime you need a good kick in the pants. :D Uncle G hits it out of the park again!

Favorite Quote: "The broke groan, cry, belly-ache and moan while the rich take responsibility. If you want more money, you must quit complaining, moping, crying, making excuses, and you have to drop the entitlement thing."

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Jan 17, 2017 Zora rated it it was ok

Honestly, I thought this book was pretty lame. I have not come to my current net worth by asking myself "who's got my money?", as the author repeatedly suggests we should do. Cringeworthy.

Two stars is being generous - but the author backs himself by being so enthusiastic that I suppose maybe it's deserving of more than 1 star.

I only read this book because it was a really quick read to try and work out whether the author's latest book is worth reading, which I marked "To Read", but now not so su

Honestly, I thought this book was pretty lame. I have not come to my current net worth by asking myself "who's got my money?", as the author repeatedly suggests we should do. Cringeworthy.

Two stars is being generous - but the author backs himself by being so enthusiastic that I suppose maybe it's deserving of more than 1 star.

I only read this book because it was a really quick read to try and work out whether the author's latest book is worth reading, which I marked "To Read", but now not so sure...

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Like in the title, This is just a booklet that including wealthiness. You should not expect to provide to you wide vision about how to get super rich. If you are a new person who interested in becoming rich this booklet is not for you. This is just a guide that makes a reminder for who already know about these topics.

In this perspective, I liked booklet. It is simple, little and non-samples, a chapter just has two-four pages. But there is one thing that I don't like: The booklet is pulp magazine

In this perspective, I liked booklet. It is simple, little and non-samples, a chapter just has two-four pages. But there is one thing that I don't like: The booklet is pulp magazine and intensely smell. It must definitely fix for new editions.

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I am a NY Times Best Selling Author, internationally-recognized Sales Training Expert, Business Coach, and the Founder and CEO of 3 businesses: Cardone Training Technologies, Cardone Group, and Twin Capital Management. You may have seen me as the star and co-executive producer of a show, called TurnAround King.

In addition to speaking internationally to individuals, companies, and industry leaders

In addition to speaking internationally to individuals, companies, and industry leaders on sales effectiveness, negotiating strategies, business development and business expansion, I am a regular contributor to networks including, Fox News, MSNBC, CNBC, Huffington Post, Business Week's Business Exchange, The Wall Street Journal, CNN, Reuters, CNBC, Today Show and over 600 radio shows.

I am the author of four published books, with a fifth book slated to release in 2012.
• "Sell To Survive" (2008): The definitive sales survival manual on how to SELL your way through any economy.
• "The Closers Survival Guide" (2009): The ultimate guide to getting sales done.
• "If You're Not First, You're Last" (2010): Sales strategies to dominate your market and beat your competition.
• "The 10X Rule": Where to start, what to do, and how to follow up each action you take with more action to 10X your success!

I have also authored a number of business and motivational audio and video programs; The Rules of Success Motivational Program, Control Without Confrontation, 21st Century Selling, Maximizing Every Opportunity and a customized program for the auto industry called The One a Day Sales and Management Program.

I first became known in the business world with the development of a revolutionary new selling process, known as, Information Assisted Selling (a non-confrontational 21st Century selling approach)

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